For families & fleets

When it's not just you in the cab.

Family coverage that respects nationwide routes. Small fleet group plans for 2–15 drivers. Short-term disability that replaces truck income when an injury keeps you parked.

Coverage row

What families and fleets stack.

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Family Coverage on the RoadFamily▶

Family Coverage on the Road

Plans that cover your family at home while you work nationwide. Pediatric, maternity, and dependent coverage that respects your route.

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Small Fleet Group Plans (2–15)Group▶

Small Fleet Group Plans (2–15)

Build benefits for the drivers who drive for you. Group health, vision, and accident plans designed for owner-led trucking outfits.

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Short-Term Disability for OTR IncomeDisability▶

Short-Term Disability for OTR Income

Critical when an injury keeps you off the road. Replace truck income for the weeks or months you can't drive.

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Critical Illness SupplementCritical illness▶

Critical Illness Supplement

Lump-sum coverage for cardiac, neurological, and cancer events — the conditions DOT physicals flag most often.

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Who we work with

Drivers and fleet owners we work with.

Solo Owner-Operator

Solo Owner-Operator

Independent contractor running their own rig. Portable PPO foundation, accident layer, vision for CDL renewal.

OTR Long-Haul Independent

OTR Long-Haul Independent

Crossing state lines weekly. Network access is everything — we build coverage around the highway, not your home zip.

Regional Carrier Driver Without Benefits

Regional Carrier Driver Without Benefits

W-2 but no employer benefits. ACA Marketplace path with subsidy modeling that handles per-mile variability.

Small Trucking Fleet Owner

Small Trucking Fleet Owner

2–15 drivers. Group plan setup that's also a recruitment lever in a tight CDL market.

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Who needs coverage?

Tell us who we're shopping for.